We're thrilled to present this smart Business Insider story here on Savvy! 'Tis the season to crank your thermostat. Unfortunately it could cost even more than normal. Americans will pay 15% more for heating expenses than last year, according to the EIA. RELATED: 5 Easy Ways To Improve Your Finances By 2012 At this point you've got no excuse not to follow this simple guide for winterizing your Read more

We're thrilled to present this smart Kiplinger story here on Savvy! I usually spend less than $100 a week buying groceries for my family of four. And I don't use coupons — ever. Yes, there are some extreme couponers out there who manage to spend next to nothing at the grocery store. But I don't have the time it takes to be that sort of coupon pro — nor would I benefit from the effort because Read more

It's one thing to do little acts to save such as bringing lunch to work every day or skipping the Starbucks latte, but enacting a lifestyle change to save dollars takes a lot of dedication and may seem more trouble than it's worth. CNN listed a number of real-life penny-pinching examples from super savers. Here are some of the more unique ones: Raising pigs for food. Geoff Overland currently has Read more

Going green will give you more green during tax time. If you are attempting to improve the environment, or just cut the cost of your personal energy use, the tax law may provide a tax benefit for your good citizenship. Kathy Pickering, executive director of The Tax Institute at H&R Block, shares some potential benefits for energy-savers: Nonbusiness Energy Property Credit. This is a credit Read more

Planting your own vegetable garden is fun and rewarding, not to mention a money-saver when it comes to all the veggies it produces. If you're new to gardening, then you may want to know a surprising fact. For some people, touching the leaves, stems, or veggies of certain plants can result in a red, dotty, itchy rash known as contact dermatitis. It can happen with zucchini, cucumber, pumpkins, or Read more