FitSugar

The Toll Fat Can Take Inside Your Body

FitSugar — Wed, 18 Jul 2007 08:45:00 PDT

It is easy to get caught up in the aesthetic reasons for losing weight, but it is also important to remember that one of the most important reasons to lose that extra weight is because of what you can't see: Inside your body.

I don't know if any of you guys caught the series "Living Large in America" on the Today Show a while back, but one segment where they took us through the affects of obesity on your insides and during surgery, has really stuck with me. Here's what they found:

Enlarged liver. An obese person's liver can be twice the size of that of an average person's liver. Instead of a healthy brownish, reddish color, an obese person's liver is greasy yellow.
Breathing is harder. An obese person's lung's are often smaller than those of an average person's lungs. This is because they get crushed under the pressure of the excess body mass.
Enlarged heart. For every 2.2 lbs a person gains, the body creates about two miles of red blood vessels to compensate. For this reason an obese person's heart is often enlarged due to it having to work overtime to account for extra miles.
Difficult to diagnosis. Diagnosis for an obese person is harder for doctors to determine as reading x-rays are much more difficult.
Difficult during surgery. Surgery time for an obese person is often increased due to excess fat. This is in correlation to increased incision size, increased healing time and increased risk of infection.
Hard on your knees. When you go up a step, you are putting pressure seven times your body weight on your knee joints, so an obese person's knees are at increased risk for injury with each and every pound.

To watch the segment online, check out MSNBC.com.

Source

Marriage Rates at Record Low: Bad News For Economy

LearnVest — Fri, 23 Dec 2011 03:15:56 PST

We're thrilled to present this smart LearnVest story here on Savvy!

Bride Wars. Bridezillas. Bridalplasty. Shedding for the Wedding. Platinum Weddings. Say Yes to the Dress.

If you flip through the channels, it looks like all of America is altar-bound.

But in fact, the Pew Research Center found that American marriage rates are at an all-time low: Only 51% of Americans over age 18 are married. Marriage rates have declined by 5% between 2009 and 2010 and 21 percentage points since 1960, when 72% of adults were married.

Are We Aging Out of Marriage?

It’s no surprise that things are very different today from only a few short years ago - see cell phones, laptops, tablets and the Facebook timeline. The big things are changing, too.

Half of men getting married for the first time are 29 years or older and half of women marrying for the first time are 27 or older, which means that many Americans are tying the knot well past age 30. Of course, the big 3-0 is getting younger and younger, so the news isn’t revelatory, but for reference, remember that Marie Antoinette married at age 14. In more recent history, Elizabeth Taylor’s first marriage took place when she was only 18.

Marriage and Money

So, what does all this have to do with money? A lot, it turns out.

First, married people tend to accumulate money. As Pew researcher and senior writer D’Vera Cohn explains in The Huffington Post, "Some of that might have to do with who chooses to get married, that is, people who are educated have less of a decline in their marriage rates than people who are less educated. We also know that the kind of partnership marriage encourages is one in which you plan for the future, share your assets, build wealth together. There isn’t that evidence yet for people who live together."

Second, beyond the married couple’s individual finances, their marriage affects the wider economy. Married people wait to make big purchases and investments until they’ve "settled down." Those purchases include houses, children, property . . . the big things that keep our economy spinning in a way that rent checks and vodka sodas can’t manage.

We're not saying that marriage will make you rich, or that opting out of the contract keeps you from being so. But research shows that marriage is good for our finances and good for the economy at large, so it follows that a decline in marriage rates isn’t exactly helping us climb out of the recession crater.

There goes the bride.

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5 Ways Spending Less Will Create More Happiness

LearnVest — Fri, 02 Dec 2011 00:15:49 PST

We're thrilled to present this smart LearnVest story here on Savvy!

Recently, New York Times columnist David Brooks wrote an op-ed piece about the “Haimish Line.” The Haimish Line is an invisible line sometimes crossed when you go from spending less to spending more - in doing so, Brooks contends, you often sacrifice warmth and connection to attain luxury and space. According to Brooks, “haimish” is a Yiddish word that suggests “warmth, domesticity and unpretentious conviviality.”

An exclusive, white-tablecloth, four-star restaurant where servers disappear and diners are on their Blackberries would be north of the Haimish Line. A small, casual diner on the corner bustling with loud conversations from neighborhood folks talking over each other would be south of the Haimish Line. A new dorm building with a shiny, new, unused lounge would be north of the Haimish Line; the well-worn lounge of ratty furniture that students veer toward would be staunchly planted south of the Haimish Line. The Haimish Line even slices across neighborhoods: densely packed urban neighborhoods where kids run home from school and and people have stoop conversations versus spread-out suburbs of isolated living in separate homes and cars.

Brooks advises that we learn to spend our money well and stay south of the Haimish Line.

I found this essay so compelling because money often buys privacy, space, exclusivity and “luxury”-all of which are the very opposite of “unpretentious conviviality.” In America, the picture of success is a bigger house (where the family is more spread out), moving to the suburbs (with more distance between neighbors), a nicer car (to be more vigilant about spills in), and flying first class (ok, so some things are not worth getting all concerned about “the Haimish Line” over).

Read on for ways to spend less and create happiness.

Should You Move Your Money to a Credit Union?

LearnVest — Wed, 23 Nov 2011 00:15:03 PST

We're thrilled to present this smart LearnVest story here on Savvy!

You wouldn’t normally think of credit unions as sexy or hip.

They don’t have glossy ad campaigns and beautiful branches on every street corner. Even their basic definition-non-profit financial co-ops - sounds boring.

But these days, more and more Americans are clamoring to join the club of credit unions because of their low fees, higher interest rates on savings accounts and lower interest rates on loans.

Because they are non-profit, credit unions are the only financial institutions that go out of their way to serve low-income clientele. But you’d be wrong if you think that’s the only group they serve. Anyone can benefit from the low-fee, low-rate products that credit unions specialize in. And in fact, many more people are.

After a furor erupted over new debit card fees announced by several commercial banks in September, 650,000 customers have switched to credit unions, depositing $4.5 billion in new accounts. (That’s the same amount as existing credit union customers across the country had been depositing in an entire month.) Those bank fees have since been rescinded, but the bad taste in many Americans’ mouths remains.

Read on for more.

How Wanting It All Can Make You Unhappy

LearnVest — Fri, 23 Sep 2011 00:15:27 PDT

We're thrilled to present this smart LearnVest story here on Savvy!

Are you ready for this?

Back in the ’70s, all we wanted was to “have it all.” A happy marriage, a good job, healthy kids - and a little bit of work/life balance. Ever since, working moms have put up the good fight, struggling to juggle a career and a home life without dropping the ball (any ball!).

Now a new study suggests women who want it all - and believe it’s possible to achieve - are actually unhappier. According to a study out of the University of Washington, working mothers who profess that their home and office lives can be seamlessly juggled are at a greater risk for depression than their more realistic colleagues.

In other words, the happiest working moms are “willing to let some things slide,” reports Katrina Leupp, a sociology graduate student and the study’s author.

How We Got Here

The study has tracked the same set of 1,600 married women - a mix of stay-at-home and working mothers - since they were between the ages of 14 and 22. Way back when, researchers started by asking for their reactions to a series of provocative statements, such as:

“A woman who fulfills her family responsibilities doesn’t have time for a job outside the home.”
“The employment of wives leads to more juvenile delinquency.”

Now, as adults, Leupp analyzed the women’s answers, as well as their comparative levels of depression (while controlling for marital happiness and hours worked). Her calculations turned up two key findings: First, the research confirmed earlier studies, which have shown that moms who are employed generally report better mental health than their stay-at-home counterparts. On the other hand, working moms who attempt to achieve Supermom status-in other words, those who try to have it all, without admitting that it’s difficult - are more likely to exhibit symptoms of depression.

Read on to find out what it means.

The US Credit Rating Downgrade: What It Means For You

LearnVest — Wed, 10 Aug 2011 00:15:35 PDT

We're thrilled to present this smart LearnVest story here on Savvy!

You’ve probably heard the news already-our country’s credit rating just took a dive.

On Friday evening, Standard & Poor’s, one of the world’s three major credit rating agencies, dealt a major blow to the United States’ financial psyche by announcing that it has downgraded the country’s credit rating from AAA to AA+. This marks the first time in history that the U.S. has lost its top-ranked credit rating from one of the major agencies.

The U.S. moves from the company of other AAA countries like Australia, Canada, France, Singapore and Germany to the company of the two AA+ countries, Belgium and New Zealand. The world is reeling with varied reactions to this news, as analysts try to predict what this will mean for the domestic and global economies. Is this media hype or true disaster? Can we fix the situation and earn our AAA score back? And what does this mean for the average American?

We cut through the noise to bring you the cheat sheet on the credit rating downgrade, the various viewpoints on the downgrade itself, its potential effects-and what it means for you.

What Happened-In a Snapshot

As we reported in our story last week summarizing the debt ceiling deal, governments receive credit rating scores that investors use to analyze credit-worthiness. These credit scores are determined by three major international credit reporting agencies: Moody’s, Fitch and Standard & Poor’s.

After the debt ceiling deal was struck, Moody’s and Fitch maintained their AAA scores for the U.S. (although Moody’s downgraded the U.S. credit outlook to “negative”). S&P, on the other hand, decided on Friday to downgrade the U.S.’s credit rating to AA+. For the first time in history, America lost its unanimous AAA rating across all three agencies. On a side note, however, China’s leading credit agency Dagong Global Credit Rating Co. stripped America, Britain, Germany and France of their AAA ratings last July, accusing the top three agencies of Western bias, and giving greater weight to “wealth creating capacity.”

Read on to find out what it means for you.