Sometimes life can get stressful, and it's important to find ways to get through it. Wise Bread has compiled 25 tips on how to make life a little more simple, one step at a time.
In a complex world filled with work demands, always-on media, family commitments, and general red tape, sometimes we have to make a conscious choice to simplify things. If you're beginning to feel like the world is bent on complicating your life, maybe it's time for a little inspiration. Here are 25 ways to start simplifying your life today.
1. Consolidate Accounts
Through the years, people tend to accumulate checking and savings accounts — even old 401(k) accounts from previous employers. Simplify your financial life by consolidating bank accounts and rolling over old 401(k) balances into a qualified IRA or current 401(k). After all, less paperwork and easier asset management are good things. Learn more about 401(k) rollover considerations from Fidelity's helpful primer.
2. Shop One Day a Week
If your budget and schedule allow, devote one day a week to shopping for essentials (groceries, health and beauty aids, etc.). It may mean buying more each trip, but it'll save you time, effort, and even a bit of fuel.
3. Get to Know "No"
Stress is often the result of overcommitment and schedules that are stretched paper thin. When possible, assert your right to say "no" and politely decline those activities, projects, and extra obligations that will only boost your stress level.
4. Keep a To-Do List
Overwhelmed with professional demands and personal errands? Stay focused by making a detailed and effective to-do list.
5. Cook Double
The next time you fire up the stove or oven to cook your favorite meal, consider making double. If the menu is freezer-friendly, store it for a later date. If not, you've got a pre-made lunch for the next day!
6. Do Your Holiday Shopping Throughout the Year
Channel Santa all year long and score bargains on everything from gifts to wrapping paper. By the time December rolls around, you can dodge the panicked masses and enjoy a little eggnog by the fire.